Across thousands of service calls in the metro, these are the ranges that hold up:
- Gas furnace: 15–20 years. The heat exchanger is the life-limiting part; everything around it is repairable.
- Central AC: 12–15 years. The compressor — the pump at the heart of the refrigerant circuit — usually decides when the system is done.
- Heat pump: 10–15 years. A heat pump runs the same compressor year-round — cooling all summer, heating all winter — so it accumulates run hours roughly twice as fast as an AC that gets the winter off.
These are field ranges, not guarantees. We see 25-year furnaces still running safely and 9-year ACs with failed compressors. The ranges tell you when to start planning, not when the unit dies.
